Initial Disclosure Document

Soper of Lincoln Limited t/a Key2Lease

Address: 166 College Road, Harrow, Middlesex, Greater London, HA11RA

Telephone:01522 440440

The Financial Conduct Authority (FCA) is the independent regulator of financial services. Use this information to decide if our services are right for you.

Soper of Lincoln Limited t/a Key2Lease is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

Finance

As an FCA regulated credit broker we can introduce you to a selected group of lenders who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you.

We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.

Insurance

Soper of Lincoln Limited t/a Key2Lease offer No GI Products from a single insurer. Details of insurers may be provided on request.

We do not charge fees for arranging insurance, we may receive a commission from the product provider. Fees may be applied by insurers for such things as mid term adjustments and cancellations. Please check the individual policy information for full details.

We hold any insurance money (premiums, refunds or claims money) as the agent of the insurer under a risk transfer agreement. 

Basis of our Service  - Finance 

We have taken steps to ensure that if, in the course of advising you, we make a recommendation; such recommendation will be suitable for your demands and needs at the time the recommendation is made. In assessing your demands and needs we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your requirements. It is important that you provide us with accurate and relevant information. 

Basis of our Service  - Insurance

You WILL NOT receive advice or recommendation from us for insurance products. We may ask some questions to narrow down the selection of products that we provide details on. You will then need to make your own choice about how to proceed. 

Your Protection 

We always aim to provide a first class service, however if you have any cause for complaint any enquiry can be raised by either,

Telephone: 0845 1772266 or 0117 4403700
E-Mail: complaints@itccompliance.co.uk
In Writing: ITC Compliance Limited, 4 Monarch Court The Brooms, Emersons Green, Bristol, BS167FH.

Should you remain dissatisfied you have the right to ask the Financial Ombudsman Service to review your case. You should write to Financial Ombudsman Service

Telephone: 0800 023 4567 or 0300 1239123
Website: www.financial-ombudsman.org.uk
In Writing: Financial Ombudsman Service, Exchange Tower, London, E149SR.

You may be entitled to compensation should we be unable to meet our liabilities as an insurance intermediary under the Financial Services Compensation Scheme (FSCS). Your entitlement to compensation will depend upon the type of business and the circumstances of your claim. Insurance advising and arranging is covered for 90% of the claim, without any upper limit or for compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit. Further information about compensation scheme arrangements is available from FSCS. Details of ITC Compliance Limited's authorisation can be confirmed by contacting the FCA on 0800 111 6768 or by visiting the FCA's website http://www.fca.org.uk/register

Details of ITC Compliance Limited's authorisation can be confirmed by contacting the Financial Conduct Authority on or by visiting the website.

Confidentiality and Data Protection 

Your information will only be disclosed/provided to third parties for the purposes of providing, arranging, administering and renewing insurance contract(s) and for the purposes of monitoring and/or enforcing compliance with insurance regulatory rules/codes. For full details of where your information will be sent and the purpose of such data transfer, please ask us.